Insurance Terms Crossword

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Across
  1. 4. Payment to replace earnings during times when workers cannot work due to illness or injury
  2. 5. Provides money to pay for health care
  3. 9. Payment to beneficiaries who were named by the insured person
  4. 10. Out-of-pocket money paid by the policyholder before an insurance company will cover the remaining costs
  5. 11. Chance of loss from an event that cannot be entirely controlled
  6. 12. Products or services that add extra value for employees beyond earned wages
  7. 15. Someone who receives money if an insured person dies
  8. 16. Payment to others if a member of the insured household accidentally causes harm to other people or property
  9. 17. The risks covered and amount of money paid for losses under an insurance policy
  10. 18. Payment for damage/loss of property in a rental unit in addition to liability losses
  11. 19. A contract between the insurance company and the insured that states the exact terms of the policy
  12. 20. Request to an insurance company asking for a payment when the policyholder has an accident
Down
  1. 1. Payment for extended nursing care when a person cannot live independently (but doesn’t need to be hospitalized)
  2. 2. Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
  3. 3. Payment to insured person if his/her property is damaged or destroyed by an accident
  4. 6. Payment to cover liability losses and damage/loss of home structure and its contents
  5. 7. Payment for liability and property insurance on a vehicle
  6. 8. Person who owns the insurance policy
  7. 13. Six months of expenses set aside to cover costs of unexpected expenses
  8. 14. Money paid to purchase the insurance