Insurance Terms Crossword

4. Provides coverage for a private residence, including protection against risks, liabilities, and property damage.
5. A formal request made by an insured or individual to an insurance company for coverage for a loss or event.
10. A professional within an insurance company who evaluates, analyzes, and assesses the risk involved in insuring people or assets. They determine the terms and premium of the insurance policy.
12. A company that provides insurance coverage by the underwriting process and protects the insured against specific losses.
14. An amendment or addition to an existing insurance policy that changes the terms or coverage of the policy.

1. The responsibility of the insured to provide compensation for damages caused to another party, covered according to the policy's terms.
2. The amount of protection given by an insurance policy, detailing what risks or losses are covered.
3. An amount that must be paid out of pocket by the policyholder before the insurer pays a claim.
6. Car insurance policies that provide coverage for loss or damage to an insured's vehicle or liabilities arising from driving.
7. A professional who investigates insurance claims to determine the extent of the insuring company's liability.
8. Covers damages to physical property and assets, typically from perils like fire, theft, or natural disasters.
9. The amount of money paid by an insured or entity to an insurance company in exchange for coverage.
11. The potential for losing something of value, calculating it helps in determining the premium and coverage terms.
13. A contract between the insurer and the insured