Insurance Vocab

2. An individual savings account that may be combined with high-deductible health plans to help for qualified medical expenses
6. After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits.
9. Is another account that can be used to pay for qualified expenses, tax-free.
12. The amount you pay, calculated as a percent of the total amount for the service
13. The amount you pay before your plan starts to pay
14. Exclusive Provider Organization:
15. federal health insurance program for people who are 65 or older or for certain younger people with disabilities.
16. Medical providers that charge more for services that are not within your preferred

1. A time frame where the consumer can change their health plan, usually arranged by the
3. The most affordable health insurance called Health Maintenance Organization
4. Helps detect or prevent serious diseases and medical problems before they can become
5. The amount of monthly payment to receive the insurance benefit
7. This is a “managed-care” plan where the primary physician and others are in a “network” of providers that get a discount rate for services
8. A list of service providers including pharmacies that agree to charge less for medical services
10. A combined type of plan where a patient can stay in the network (PPO)or can go out of network if they choose.
11. The fixed dollar amount you pay at the time of getting care