Investing Module (Lesson 16 -21)
Across
- 2. a ____ mutual fund or ETF that invests in a collection of bonds
- 3. the length of time an investor plans to hold an investment
- 6. The idea of buying and selling investments over a short period to seek quick gains
- 7. the system where buyers and sellers trade financial securities
- 8. earning interest on both the original amount and previously earned interest over time
- 10. the maximum limit amount that can be added to a retirement account each year
- 13. a retirement savings plan offered by employers that helps workers invest for the future
- 15. the rate at which prices rise reducing purchasing power over time
- 19. the interest rate paid by a bond issuer to the bondholder
- 21. the chance that a bond issuer will fail to make required payments
- 22. a fund traded on an exchange that holds a collection of assets similar to an index
- 24. a retirement account where contributions may be tax deductible but withdrawals are taxed
- 26. a period when stock prices are falling and investor confidence is low
- 27. the gain or loss made on an investment over a period of time
- 29. the first time a company offers shares of stock to the public
- 30. a period when stock prices are rising and investor confidence is high
- 31. a loan made to a government or corporation that pays interest over time
- 33. a tendency to make irrational financial decisions based on emotions or habits
- 34. a personal retirement account individuals open to save and invest for retirement
- 36. the way investments are distributed among different asset categories
- 38. putting money into assets with the expectation of generating a return
- 40. spreading investments across different assets to reduce risk
- 44. ownership interest in a company represented by shares of stock
- 46. Adjusting a portfolio to maintain a desired level of asset allocation
- 47. a category of investments such as stocks bonds or cash
- 48. taking money out of an investment or account
- 51. the date when a bond’s principal is repaid to the investor
- 52. a type of bond issued by a company usually offering higher returns and higher risk
Down
- 1. a retirement account where contributions are taxed now but withdrawals are tax free later
- 2. an account used to buy and sell investments like stocks and bonds
- 4. a share of ownership in a company that can increase in value over time
- 5. the original amount of money invested or loaned
- 6. a type of split where an increase in the number of shares that reduces the price per share without changing value
- 9. investing a fixed amount of money regularly regardless of market conditions
- 11. a low risk bank account that earns interest but offers lower returns than investing
- 12. the possibility of losing money or not achieving expected returns on an investment
- 14. the profit made from selling an investment for more than its purchase price
- 16. the stage of life when a person stops working and relies on savings and investments
- 17. a type of fund that tracks a market index like the S and P 500
- 18. costs associated with managing or trading investments that reduce overall returns
- 20. Accounts that provide tax benefits for saving and investing
- 23. a collection of investments owned by an individual
- 25. By holding investments for an extended period to benefit from growth over time
- 28. an evaluation of the creditworthiness of a bond issuer
- 29. the cost of borrowing money or the earnings from lending money
- 32. an investment strategy that involves minimal buying and selling often using index funds
- 35. a type of bond issued by a government typically considered lower risk
- 37. the loss incurred when selling an investment for less than its purchase price
- 39. A type of capitalization the total value of a company’s outstanding shares
- 41. a payment made by a company to its shareholders from profits
- 42. a pool of money from many investors used to buy a diversified portfolio of assets
- 43. how easily an investment can be converted into cash without losing value
- 45. the level of risk an investor is willing to take
- 47. an investment strategy where investors frequently trade to try to outperform the market
- 49. the return earned on a bond based on its price and interest payments
- 50. the degree of variation in the price of an investment over time