INVESTING TERMS

4. A collection of financial investments like stocks, bonds, commodities, cash, and cash equivalents, including mutual funds and ETFs.
5. A market in which prices are falling, encouraging selling.
7. A measurement of the likelihood that a bondholder will be paid back.
10. A retirement savings plan, sponsored through your employer who will often match your contributions, that allows an individual to save for retirement and have the savings grow while deferring taxes until funds are withdrawn.
11. A market in which there is increased stock trading and rising stock prices.
14. A low-fee portfolio of stocks chosen to track or mimic a stock market index, thereby removing the human element of investing because no one is choosing the individual stocks.
15. An application that allows users to regularly save small sums of money.
16. A market where shares in corporations are bought and sold through an organized system.
18. The practice of investing in a large variety of stocks, bonds, and/or funds as a way to reduce your overall risk.

1. An online wealth management service that provides automated, algorithm-based portfolio management advice without the use of human financial planners.
2. The process of setting money aside to increase wealth over time for long-term financial goals such as retirement.
3. An individual retirement account that allows a person to set aside after-tax income up to a specified amount each year.
5. A security in which the investor loans money to a company or government, which then pays regular interest to the bondholder and returns the principal on the bond's maturity date.
6. A collection of stocks and/or bonds combined into one fund which will be traded as a unit, typically chosen and actively managed by an "expert" in exchange for a fee from each investor.
8. Degree of uncertainty on how likely the investor is to make money on an investment.
9. An account that lets individual investors trade stocks, bonds, mutual funds, and other investments.
12. An individual retirement account that allows a person to set aside pre-tax income up to a specified amount each year.
13. A retirement account, offered in some job sectors or companies, that an employer maintains to give an employee a fixed payout at retirement.
17. Money from the profits of a company that is paid out to its shareholders, typically on a quarterly basis.
19. A share of the value of a company, which can be bought, sold, or traded as an investment and which gives the investor small partial ownership of the company.