January 19

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Across
  1. 1. quick, right a way
  2. 4. point-counterpoint
  3. 6. police, fire, men's, women's
  4. 8. set in motion or establish; also an educational or scientific place
  5. 9. $$$
  6. 11. thankful
  7. 12. looking on the bright side
  8. 15. worrisome
  9. 16. concrete slab on which a building sits
  10. 17. country
  11. 18. less
Down
  1. 2. must have
  2. 3. city
  3. 5. more
  4. 7. made, created, set into place
  5. 10. river, washout
  6. 12. formal offer
  7. 13. to keep and not lose
  8. 14. at the airport or grocery line or factory
  9. 18. increasing your account