Jingle Bells and Balance Sheets

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Across
  1. 3. If it didn't happen in ___ it is as if it didn't happen
  2. 4. December holiday
  3. 7. custodian
  4. 9. Admin out of Madison
  5. 10. Wealth Management Goal
  6. 12. Current client contract as of Sept 2025
  7. 14. Year-end financial review
  8. 15. 2040
Down
  1. 1. Red-nosed reindeer
  2. 2. holiday gift exchange tradition
  3. 5. Santa’s sleigh pullers
  4. 6. Evergreen holiday decoration
  5. 8. A platform we use but it could also be an animal with lights
  6. 10. shiny ornament material
  7. 11. 4901 Trail N
  8. 13. Sparkling winter precipitation