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Across
  1. 3. - Spins samples for separation
  2. 5. - Retirement income
  3. 8. - Light rain
  4. 11. - Radiation protection
  5. 12. - Hand gesture of aloha
  6. 15. - Civil wrong or injury
  7. 16. - Winged horse of Greek mythology
  8. 18. - Spelling system
  9. 19. - Financial record
  10. 20. - Underdress garment
Down
  1. 1. - Engages gears
  2. 2. - Thunder lizard
  3. 4. - Festival of colors
  4. 6. - Functions involving angles
  5. 7. - Infant bodysuit
  6. 9. - Thai boxing style
  7. 10. - Kiss-inducing plant
  8. 13. - Upscale district in Seoul
  9. 14. - Liftoff event
  10. 17. - Miniature tree art