Know Your Acronyms - 09.07.2023

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Across
  1. 2. items that cannot be expressed numerically, such as pre-authorization requirements
  2. 5. enacted in 1974, imposes fiduciary duties upon plan sponsors
  3. 6. gives workers and their families who lose eligibility for their group health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time
  4. 8. health plan arrangement sponsored by employers to reimburse the cost of employee's individual health insurance premiums on a tax free basis
  5. 12. required under the ACA, a no more than 4 pages double sided document with specific deductible & coinsurance plan information
  6. 13. required certain employers to provide their employees with paid sick leave or expanded family and medical leave for specified reasons related to COVID-19.
  7. 14. shorthand term for the collection of laws enacted on March 23, 2010 containing comprehensive health insurance reforms
  8. 17. provided within 90 days of becoming a participant and every 5 years if plan is amended
  9. 18. significantly expanded the original ACA patient protection provisions for plan years beginning on or after January 1, 2022, includes the No Surprises Act
  10. 19. Coronavirus Aid, Relief and Economic Security Act (March 27, 2020)
  11. 22. law requiring mental health benefits to not be more restrictive than medical/surgical benefits
Down
  1. 1. an employer who has 50 or more employees
  2. 3. triggers an obligation to offer COBRA coverage to qualified beneficiaries
  3. 4. guarantees an employee returning from military service or training the right to be reemployed at his or her former job (or as nearly comparable a job as possible) with the same benefits
  4. 7. requires covered entities to provide notices of privacy practices and adopt written privacy procedures
  5. 9. provides a triple tax advantage
  6. 10. also known as dependent care FSA
  7. 11. fee always due on July 31 for self-insured health plans
  8. 13. requires group health benefits be maintained up to 12 weeks
  9. 15. required to comply with HIPAA privacy & security regulations
  10. 16. may trigger an employer penalty if a FT employee receives & they weren't offered affordable ACA compliant coverage
  11. 17. provided within 9 months after the end of the plan year by plans with 100+ participants
  12. 18. a health care program for children without health insurance whose families earn too much to get Medicaid but cannot afford health insurance
  13. 20. required whenever there is a material change to the plan
  14. 21. HIPAA covered entities are required to have with any third party that handles protected health information