Lending Knowledge

3. You should never change the ______ of a loan.
6. An applicant must be working at least ______ hours to qualify for Credit Disability Insurance.
8. True or False: Employment duration and job title can affect the underwriting decision?
9. American Eagle defines a vehicle as NEW if it's the current model year or newer, has less than 7,500 and has never been ________ .
12. 680 is the minimum FICO score required to obtain a ________ VISA card.
13. Unsecured debt is all debt not secured by ________ .

1. Once you have attached supporting documents to a decisioned loan, you should _______ it to the Underwriting Review Queue.
2. Credit life and disability payment protection on consumer loans end at what age?
4. It's important to remember a vehicle is _______ when inputting an application for a refinance, private sale, or lease buyout auto loan.
5. Which credit bureau does American Eagle use to pull credit?
6. You should always select the _________ on the credit report the member is paying off with a debt consolidation loan.
7. The loan _______ needs to be generated before the loan documents are signed.
10. In most cases, members buy for logical or ________ reasons.
11. When recommending a loan product to a member, you should focus on the product ________ .