Let's Talk Money

123456789101112131415161718192021222324252627
Across
  1. 4. (SBICs) Privately owned banks, regulated by the SBA, that provide long-term loans and/or equity capital to small businesses
  2. 6. A very large payment required about halfway through the term over which payments were calculated, repaying the loan balance in full
  3. 13. Financing from outside lenders and investors
  4. 15. Inventory, equipment, and buildings a ______ assets because they can be seen and touched
  5. 17. (SBIR) program. An SBA program that helps to finance companies that plan to transform laboratory research into marketable products
  6. 18. Private individuals who invest in other's entrepreneurial ventures
  7. 19. 1/100th of 1 percent when quoting an interest rate
  8. 20. Another way to say a return on the owners' investment is return on _____
  9. 21. Obtaining cash by selling accounts receivable to another firm
  10. 23. Individuals who form limited partnerships for the purpose of raising venture capital from large institutional investors
  11. 25. The sale of a firm's capital stock to select individuals
  12. 26. A line of credit secured by working capital assets
  13. 27. The interest rate charged by commercial banks on loans to their most creditworthy customers. Another word for base rate
Down
  1. 1. Obtaining cash from a lender who, for a fee, advances the amount of the borrower's cost of goods sold for a specific customer order
  2. 2. An installment loan from a seller of machinery used by a business
  3. 3. A lender that uses funds from federal, state, and private sources to provide funding to small businesses in low-income communities
  4. 5. Bank-imposed restrictions on a borrower that enhance the chance of timely repayment
  5. 7. Money loaned for 5- to 10-year term
  6. 8. The cost of a firm's assets appear on the
  7. 9. The process of raising very small investments from a large number of investors via the Internet
  8. 10. An SBA loan program that provides short-term loans of up to $50,000 to small businesses and not-for-profit child-care centers
  9. 11. An informal agreement between a borrower and a bank as to the maximum funds the bank will provide at any one time
  10. 12. (IPO) The issuance of stock to be traded in public financial markets
  11. 14. Funds provided by wealthy private individuals to high-risk ventures
  12. 16. A long-term loan with real property held as collateral
  13. 22. A loan for which items of inventory or other movable property serve as collateral
  14. 24. Acronym for London InterBank Offered Rate. the interest rate charged by London banks on loans to other London banks