Life 101

4. The most popular term life product.
6. This gives the EE the option of paying for a mirror image of their ER coverage independently if they leave the ER or retire.
8. This additional provision suspends life premiums in the event of the EE becoming totally disabled.
12. This additional provision provides a benefit in the event the insured passes away or loses covered limbs in a covered accident.
13. The designated individual who receives a benefit in the event of the insured's passing.
14. This option allows the EE to turn their term coverage into whole life coverage.
17. This type of plan is generally 100% ER funded.
18. The maximum amount of coverage an insured can sign up for without filling out an EOI.
19. A type of life insurance that provides coverage for a specified period of time.

1. This term life product is generally offered to ER's with 2-9 EE's.
2. This additional provision allows the insured and dependents access a portion of the death benefit if the insured is terminally ill.
3. The time period a EE must satisfy before enrolling in coverage.
5. This business partner often assists with porting or converting coverage for certain employers.
7. A type of life insurance that has a fixed death benefit and premiums.
9. The time period where an EE can sign up or reenroll for coverage.
10. This form is required if the EE signs up for coverage 31 days following their eligibility.
11. This type of term life product can be included with an ER's cafeteria plan.
14. This type of plan is funded by an EE and ER.
15. Who generally picks the provisions of EE coverage.
16. This is what the beneficiary receives upon the insured's passing.