Loan Product Reference Guide

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Across
  1. 3. Field under an auto loan which contains VIN, insurance info, and collateral type
  2. 5. Grace period for PMCU credit cards
  3. 9. Coverage for total loss claim on a vehicle if insurance settlement doesn't cover the full balance
  4. 11. 3rd party forced placed insurance provider. Also handles GAP and MBP claims
  5. 12. Mortgage document that moves a real estate loan to second lien position. This document has a $100 processing fee
  6. 13. Credit card product that can earn cash back or points for prizes
  7. 15. Property type also known as non-owner occupied that has stricter HELOC requirements
  8. 16. Type of line of credit that can be attached to a checking account to avoid courtesy pay fees
  9. 17. Electronic version of an auto title
Down
  1. 1. Credit card transaction which incurs a higher interest charge and begins accruing interest immediately
  2. 2. Loan program for our members who are seriously interested in building or repairing their credit
  3. 4. Field under an auto loan that contains CPI add-on amounts and other details
  4. 6. Loan documents are kept in this storage software. Check here before reaching out to Loan Servicing for copies
  5. 7. Type of auto loan through a 3rd party called Lendpro for credit scores 659 and below
  6. 8. Indirect loans which are established through a dealership
  7. 10. Document used if we have already sent out ELT/paper title to the member but they have lost it
  8. 14. Type of home improvement loan with a due date on the 25th of each month