LTD Policy Overview - Exclusions & PCL

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Across
  1. 1. Looks at when the reported disability began (abbrev.)
  2. 2. Commission of one is a standard Exclusion
  3. 3. Active participation in one is an Exclusion
  4. 5. LTD insurance protects against this type of medical conditions
  5. 7. PCL is not typically applicable to these
  6. 12. Conditions that are not covered by the policy
  7. 13. Point of reference in a standard PCL provision (abbrev.)
Down
  1. 1. If PCL or Exclusions apply, benefits would not be ____
  2. 4. Months after EDOC in standard PCL provision
  3. 6. Insurance protects you from this
  4. 8. Exclusions minimize the risk of paying for injuries within the customer's ____
  5. 9. PCL considers whether this was received during a specific 3 month period
  6. 10. Months before EDOC in standard PCL provision
  7. 11. Item or risk specifically not covered by policy