Marketing Practices

3. An insurer or agent's attempts to prevent a policyowner from replacing their policy
4. Policies that require a 20-day free look period
5. Includes premium, cash value, and surrender benefits for specific policy years
7. Must distinguish between guaranteed and projected amounts
8. An illustration is not a part of this
9. Rule 24 informs consumers about products'_________
11. A disclosure that an agent must make is that the subject of the sale is not this
14. States that oral presentations by a producer are considered advertising
15. Rule 16.1 is considered a _____ rule
17. Generic information about insurance policies to aid in decision-making process
18. Making misrepresentations during replacement

1. Must be submitted by the producer to a replacing insurance company
2. Prior to a sale, the producer must provide this to the potential policyholder
6. A replacing insurance company must send written communication of proposed replacement within this amount of time
8. A Producer cannot imply that they are not receiving this
10. The subject of rule 13
12. Cannot be guaranteed according to Rule 13
13. One type of policy that replacement regulation does not apply to
16. Requires a Buyer’s Guide and Policy Summary be provided to the customer during the application process