Medical Insurance

5. Approval from an insurance company before receiving certain treatments
8. A federal health program for people 65+ and certain disabled individuals
10. Verification that a medical service is necessary before treatment
11. A state and federal program for low-income individuals
12. A type of insurance plan that allows more provider flexibility than an HMO
13. A tax-advantaged account for medical expenses tied to high-deductible plans
15. The percentage of costs a patient must pay after the deductible
17. A primary care provider who manages patient care and referrals

1. A fixed amount a patient pays for a healthcare service
2. of benefits Process that prevents duplicate payments when a patient has multiple insurances
3. A review of how much an insurance company will cover for a procedure
4. Healthcare program for U.S. military service members, retirees, and families
6. Private insurance that covers costs not paid by Medicare
7. rule Determines primary insurance for a child when both parents have coverage
9. A type of health insurance plan that requires referrals and in-network care
14. The amount a patient must pay before insurance starts covering costs
16. A notice given to Medicare patients when a service may not be covered
18. U.S. healthcare reform law aimed at increasing insurance access