Medical Insurance Vocabulary

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Across
  1. 4. the amount of money an individual pays to the insurance company each month to purchase medical insurance
  2. 5. services which the insurance does not pay for
  3. 6. the maximum amount the insured will be required to pay per year. The insurance will pay any remaining costs up to the coverage limit
  4. 9. the amount of money the insured must pay at each appointment before the health plan will pay out anything for that particular visit or service
  5. 10. the percentage of the total medical bill the individual must pay; usually figured based on the balance remaining after they have already paid for any required co-pays
Down
  1. 1. the maximum amount the insurance company will pay out during the insured's lifetime
  2. 2. a health care provider on a list of providers preselected by the insurer. Using this provider usually results in lower costs
  3. 3. type of insurance that limits you to the doctors they have contracted with
  4. 7. the annual (yearly) amount of money the insurer must pay for medical services before the insurance company will pay for any medical bills
  5. 8. a type of insurance that gives you the freedom to see any doctor you choose