Michelle's puzzle

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Across
  1. 3. a business that makes a product
  2. 7. someone who takes risk to start a business
  3. 12. different workers do different parts of a job
  4. 13. doing one thing very well in a business
  5. 15. the study of how we use money
  6. 17. a tax on goods that you buy
  7. 18. a person who needs to hire someone
  8. 19. to pay you back for using your money the bank pays interest for your savings account
  9. 20. a plan for how much money will be spent on each type of item that a person must buy
Down
  1. 1. rivalry between two or more companies
  2. 2. a person who buys a product
  3. 4. what a person gives up by choosing one way of using resources instead of another
  4. 5. the total amount of things that a group of people can produce
  5. 6. looking for items that are similar to one that you want to buy
  6. 8. tools needed for making things
  7. 9. someone who works for an employer
  8. 10. a limited amount of money that someone earns for their work
  9. 11. the money that is paid to the government
  10. 14. a service in which you put money in a bank so that you can take it out slowly over time
  11. 16. emergencies,retirement,to buy something in the future