Modules 105-107 Review

4. One result of increased mortgage foreclosures after 2007.
6. The least amount of money you must keep in a savings account is called what?
7. People who help their customers, cash checks, and makes deposits and withdrawals.
8. A term that describes a form of money that has an intrinsic value.
10. What earns interest over time?
13. A type of service provided by a financial institution that allows people to use money via ATM cards, automatic payments, and checking accounts.
14. A term that describes the extra fee paid in return for borrowing a sum of money-excluding the loan origination fee.
16. The U.S. Independent Federal Agency that supervises and charters Federal Credit Unions.
18. Institution owned by its account holders.
20. The cost to take out a loan from a payday loan store.
21. Deposits and withdrawals you make each month with your account.
23. True or False a penny is made from 100% silver.
24. Relates to farming.

1. Any form of payment.
2. Served as the standard for currency through much of the 19th and 20th centuries.
3. To manufacture money.
5. Financial institutions that issue commercial credit cards.
9. The practice of trading by use of commodities, or products, instead of money.
11. What activity do security firms focus most of their attention on?
12. What was a major factor in the economic instability of the 1970s.
15. Period of time.
17. Using of money in the hope of making more money.
19. banking The banking services that you need on a day-to-day basis.
22. A safe place to keep money and to make money by earning interest.
23. Insures deposits in bank and thrift institutions.