Money

3. keep changing and becoming higher and lower again and again
6. A lot of people are in ___ and have problems getting a mortgage to buy their first home. (=poor; have a lot of loans)
8. an amount of money that you borrow from a bank
9. People’s income has gone up, but inflation is high, so the ___ of living has also risen. (=price)
10. House prices are rising, and people can't ___ to buy a home. (=don’t have enough money)
12. a difficult time when there is less trade, business activity etc. in a country than usual
14. We live in a consumer ___, which is dominated by spending money on material possessions. (=group of people)
15. A lot of small businesses ___ bankrupt during the recession. (=became unable to pay what they owed)

1. the system or type of money that a country uses
2. The ___ of living in many European countries is lower than it was ten years ago. (=level, quality)
4. someone who buys and uses products and services
5. the money that you earn from your work or that you receive from investments
7. Our currency is unstable and ___ rates fluctuate a lot. (=the value of the currency)
11. People who have loans have to pay high interest ___. (=percentage)
13. a continuing increase in prices, or the rate at which prices increase