Money, credits, banks

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Across
  1. 2. borrowing capital from a lending institution and repaying it, with interest, over a predetermined period
  2. 5. the process of making or manufacturing goods and products from raw materials or components
  3. 7. the act of removing funds from a business account or using business resources for personal or non-business purposes
  4. 9. when an individual who has an idea acts on that idea, usually to disrupt the current market with a new product or service
  5. 11. the process of making a product or service available for the consumer or business user who needs it
  6. 12. an event, or a series of events, that causes major disturbance for a business
  7. 13. the ability of the consumer to acquire goods or services prior to payment with the faith that the payment will be made in the future
  8. 15. a current medium of exchange in the form of coins and banknotes; coins and banknotes collectively
  9. 17. the amount charged over and above the principal amount by the lender from the borrower
  10. 18. financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans
  11. 19. the total amount of earnings a company makes minus expenses
Down
  1. 1. the act of using resources to satisfy current needs and wants
  2. 3. paper money
  3. 4. borrowing capital from a lending institution and repaying it, with interest, over a predetermined period
  4. 6. an individual, a group (public or private), or a financial institution that makes funds available to a person or business with the expectation that the funds will be repaid
  5. 8. the leftover money in your business account after paying all expenses, valuable return
  6. 10. the act of allocating resources, usually money, with the expectation of generating an income or profit
  7. 12. small object, usually round and flat, used primarily as a medium of exchange or legal tender
  8. 14. the funding a business needs for commercial purposes, concerned with the art and science of managing money
  9. 16. a sum of money that is held in an account
  10. 18. an organization or enterprising entity engaged in commercial, industrial, or professional activities