Money Management Vocab Review

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Across
  1. 3. Income that is not expected or planned for
  2. 8. In the black; when you own more than you owe
  3. 11. Accumulations of assets by an individual such as money and possessions
  4. 13. Something that you would like to accomplish
  5. 14. Expenses that are not paid every month and cannot always be planned
  6. 15. An increase in the value of an asset
  7. 17. An item of value pledged as a guarantee for payment of a loan which can be repossessed by the lender if the loan is not paid back
  8. 20. Money left over after taxes and other deductions used to pay for essentials
  9. 24. Items that are relatively rare that people collect in hopes that they will increase in value
  10. 25. Anticipated expenses that are the same amount each month and usually require payment around the same time each month
  11. 26. In the red; when you owe more than you own
  12. 28. A payment method used to electronically deposit your paycheck into your bank account
  13. 29. Planning for major purchases that require extensive saving; 5 or more years
  14. 30. A tool or plan for managing and spending money to achieve financial goals
Down
  1. 1. Expenses that are consistent and require payment around the same time each month
  2. 2. A decrease in the value of an asset
  3. 4. The total value of a person's financial assets minus their obligations
  4. 5. Income that is consistent and is typically received around the same time each month
  5. 6. Money or other items of value that a person owns
  6. 7. Planning to buy things that require money above what is normally allowed by a budget (usually within one year)
  7. 9. The standards used to determine what is important to a person
  8. 10. Anticipated expenses that vary in amount each month (ex. utilities)
  9. 12. The total amount owed on debts; balance on any unpaid loan or financial obligation
  10. 16. The idea that you should remove money for savings purposes as soon as you receive any income
  11. 18. Money received or earned
  12. 19. Spending for goods and services beyond the essentials
  13. 21. A list of all one's personal property
  14. 22. The measure of money come in and money going out over a certain period of time
  15. 23. Money spent on needs, wants and saving
  16. 27. Items with special qualities that make them more expensive than alternative products