Money Skills 101

1234567891011121314
Across
  1. 4. Once you are in the cycle of carrying a ______, it is very difficult to get out from under that debt.
  2. 5. When using credit cards, keep all _______ organized so you know what to expect.
  3. 7. It can take _______ to pay off one item you have purchased with a credit card.
  4. 9. A _______is more like a check than anything. When used, money is taken out of account almost immediately.
  5. 10. Credit cards can help build ________ if used correctly.
  6. 12. stands for Automated Teller Machine
  7. 14. stands for Personal Identification Number.
Down
  1. 1. Letting the _____ carry forward to the next month will begin a very large snowball effect.
  2. 2. If used correctly, using _______can help build a solid credit history and improve credit scores.
  3. 3. Recognize that your ________ will be following you, and costing you dearly if you don’t pay the bill in full.
  4. 6. If you happen to go over your __________ (the most you are ‘approved’ to spend)they can increase your interest rate.
  5. 8. When you purchase an item with your credit card, you should be in the habit of knowing you have, or will have, the ______ to pay it off.
  6. 11. When you use your debit card, be sure to put purchase in spending tracker or checkbook __________.
  7. 13. if you buy something, make sure you have the _____ to pay for it.