Money Smart

3. A type of account that allows you to easily deposit and withdraw money for daily transactions.
9. The proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding.
11. A thing that is borrowed, especially a sum of money that is expected to be paid back with interest.
13. A negative balance in your account. It occurs when you spend more money than you have available in your checking account and the bank pays your transaction anyway.
14. A sum of money due as one of several equal payments for something, spread over an agreed period of time.
15. Money that is owed.

1. A small plastic card issued by a bank, allowing the holder to purchase goods or services.
2. Automated teller machine.
4. The cost required for something; the money spent on something.
5. An estimate of income and expenditure for a set period of time.
6. The act of taking money out of an account.
7. The action of paying back a loan.
8. A sum of money placed or kept in a bank account, usually to gain interest.
10. Money received, especially on a regular basis, for work or through investments.
12. Used to buy a home or to borrow money against the value of a home you already own.