Monica's Insurance

3. The largest total amount the insurance company will pay for covered losses.
5. a form of insurance protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals.
9. insurance covering the insured against losses arising from injury or damage to another person or property.
11. an amount to be paid for an insurance policy.
13. a method of valuing insured property.
14. an approximate calculation or judgment of the value, number, quantity, or extent of something.
15. a specified amount of money that the insured must pay before an insurance company will pay a claim.
17. having inadequate insurance coverage.
19. the state of something, especially with regard to its appearance, quality, or working order.
20. relating to understanding.
21. an official agreement intended to resolve a dispute or conflict.
22. a condition or proviso added to something already said or decreed.
23. a situation involving exposure to danger.

1. a person or group in whose name an insurance policy is held.
2. an insurance agent who assesses the amount of compensation that should be paid after a person has made a claim on their insurance policy.
4. provides protection against most risks to property.
6. prudent or expedient conduct or action.
7. an act of assessing something or someone.
8. A form of property insurance that provides coverage for a policy holder's belongings and liability within a rental property.
10. the actual cost to replace an item or structure at its pre-loss condition.
12. a formal or explicit statement or announcement.
16. not covered by insurance.
18. state or assert that something is the case,
19. an instance of one moving object or person striking violently against another.