nayla's fin lit crossword puzzle

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Across
  1. 4. a type of savings account offered by banks and credit unions
  2. 7. the cost you pay each year to borrow money,
  3. 8. helps people who can no longer pay their debts
  4. 12. a sum of money is worth more now than the same sum of money in the future
  5. 13. something that is necessary to live and function. something that can improve your quality of life
  6. 15. a financial professional who executes orders in the market on behalf of clients
  7. 16. a prediction of your credit behavior
  8. 19. a cash reserve that's specifically set aside for unplanned expenses or financial emergencies Income the money that a person or entity receives in exchange for their labor or products
  9. 22. An approved plan to spend a certain amount of money in a given fiscal year or project period
  10. 23. comparing the cost of different products or services
Down
  1. 1. set aside money for savings before paying bills and making other purchases
  2. 2. to fail to meet a financial obligation
  3. 3. how worthy you are to receive new credit
  4. 5. a contract, represented by a policy, in which a policyholder receives financial protection
  5. 6. the ability to borrow money with the promise that you'll repay it in the future, often with interest
  6. 7. anything you own that adds financial value
  7. 9. the price paid for borrowing money
  8. 10. money that you borrow from someone for a specific purpose or an unforeseen event with a promise to pay back
  9. 11. the amount owed by the borrower to the lender
  10. 14. the spreading of your investments both among and within different asset classes
  11. 17. a statement that has information about your credit activity
  12. 18. a nonprofit financial institution that's owned by the people who use its financial products
  13. 20. a payment card that deducts money directly from your checking account
  14. 21. the money that you originally agreed to pay back