NGPF Insurance

1234567891011121314151617181920212223
Across
  1. 2. A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
  2. 4. A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims
  3. 6. The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
  4. 7. Auto insurance coverage that protects you against costs to repair your own vehicle after a crash
  5. 9. The second half of Underinsured Coverage; Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
  6. 11. The spreading of financial risk evenly among a large number of contributors to the program
  7. 13. Limit The maximum amount an insurance company will pay if you file a claim
  8. 15. A federal and state assistance program that pays for health care services for people who cannot afford them
  9. 17. A health insurance plan where you need a referral from your primary care provider to see a specialist and you will pay less by staying in-network.
  10. 18. Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
  11. 19. An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc.
  12. 21. A type of health insurance that provides protection against the high cost of treating severe or lengthy illness or disabilities and usually has a high deductible and lower premiums
  13. 23. A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
Down
  1. 1. The page of a car insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage
  2. 3. Auto insurance coverage that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
  3. 5. A type of insurance paid to an individual if they are injured and unable to work for a specified length of time
  4. 8. Preferred provider organization. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
  5. 10. The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
  6. 11. A form of property insurance, available to renters, that covers losses to their personal property and protects the insured person from liability claims
  7. 12. An account where you contribute pre-tax dollars for expected medical expenses
  8. 14. A health insurance plan in which patients receive health care from designated providers.
  9. 16. A percentage you pay each time you receive medical treatment, after you’ve paid your deductible
  10. 17. A contract in which an individual or entity receives financial protection or reimbursement against losses
  11. 20. Insurance paid to named beneficiaries when the insured person dies
  12. 22. Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident