Personal Auto Insurance

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Across
  1. 6. The fair market value of the stolen or damaged property at the time of the accident or loss
  2. 7. You’re driving down the road one night and a deer suddenly appears in front of you. You slam on your brakes, but you end up hitting the deer anyway. What coverage will pay out for the damages to your car?
  3. 8. What does 'PIP' stand for?
  4. 10. The period in the first sixty days in which underwriting can review and take action
  5. 12. If you are at fault for an accident, what coverage will pay out for the damage you have caused to another person's vehicle or property?
  6. 13. Bodily Injury and Property Damage are also known as ________ coverages, or third-party coverages
  7. 14. This coverage is selected if an insured uses their vehicle for Uber or Lyft
Down
  1. 1. Any auto you acquire(not a replacement) as long as you ask to insure it within 30 days of owning it
  2. 2. This coverage pays for towing and locksmith services
  3. 3. If your vehicle is totaled and this coverage is purchased, the insurance company will pay the amount necessary to replace the damaged property with other property of like kind and quality
  4. 4. If an at-fault party does not have coverage/ has inadequate coverage to pay for injuries, this coverage can pay out
  5. 5. The person(s) or policyholder shown in the Declarations
  6. 9. This will pay out for damages to your own vehicle if you hit or are hit by another vehicle
  7. 11. Along with PIP coverage, the state of Florida requires vehicle owners to maintain this coverage: