Personal Finance

1. card used to pay for expenses that uses funds in a checking account
2. planning how income can be spent wisely
6. the percentage of the amount borrowed that a user of a loan must pay the lender
7. expenses that change from month to month
9. putting money away with the intention for it to grow over time
12. money not used so it can be used in the future
14. money that can be earned to help pay for college
18. money owed to the government
19. financial institution that offers services such as savings, checking, and loan accounts
21. things you do not have to have
23. loss of other alternatives due to making a choice
24. a way to buy a good or service and pay for it later

1. the amount of money that must be paid before an insurance company will pay expenses
3. responsibility
4. the amount of money you make after taxes and all deductions are paid
5. the cost of insurance
8. things you have to have
10. the amount of money you make before any deductions
11. payment given to an employee for the hours they have worked
13. protection for a person's assets (car, home, health, etc.)
15. investment that buys a piece of ownership in a company
16. the original amount borrowed before interest is added
17. looks at the difference in money owed and assets owned by a person
20. the monetary and physical property owned by a person
22. expenses that do not change from month to month
24. number between 300 and 850 that determines a person's creditworthiness