Personal Finance

4. insurance that Covers veterinary care costs.
7. insurance that Protects against trip cancellations, delays, or medical emergencies abroad.
11. money earned from “lending” your savings through a bank
12. insurance that Protects against loss or damage to a home and belongings; covers liability for injuries on the property.
13. responsibility for causing damage or injury; liability insurance pays for others’ losses if you’re at fault.
14. person who owns the insurance policy and pays the premium.
18. fixed amount you pay for certain services (like a doctor visit), even after insurance helps cover the cost.
20. types of losses, damages, or expenses that your insurance policy will pay for.
21. person who receives money from an insurance policy (like life insurance) when a claim is made.
22. request you make to your insurance company to pay for a loss or expense covered by your policy.

1. amount you must pay out of pocket before your insurance starts to pay.
2. insurance that Covers medical expenses from illness, injury, or preventive care.
3. The value of what you give up when choosing one option over another.
5. Appeals to emotion (happiness, nostalgia, fear, humor, belonging)
6. something you own that has value and can help you build wealth.
8. Uses logic, data, or facts (statistics, comparisons, product performance)
9. how quickly and easily you can access your money.
10. Insurance that Replaces income if the policyholder becomes unable to work due to illness or injury.
15. Uses credibility or endorsements (expert, celebrity, influencer)
16. insurance that Covers vehicle damage, liability for injuries/damage to others, and sometimes medical costs.
17. insurance that Provides financial support to beneficiaries after the policyholder’s death.
19. amount you pay (usually monthly) to keep your insurance active.