Personal Finance

6. Anything we own
7. A level of money management hoping to get to the end of the month; "paycheck to paycheck" stage
10. A basic understanding of money management
12. All the financial decisions an individual or family must make in order to earn, budget, save and spend money over time
14. A record of your personal financial transactions
15. Your income after payroll deductions
16. A common marketing tactic that places products in calculated areas to incur impulse purchases
18. A level of money management where your finances now generate your income
21. The promotion of a particular product or company by means of advertising and distinctive design
22. An expense that costs the same amount every time you pay
23. A type of loan usually needed when borrowing large amounts of money

1. An asset that is movable
2. A retirement account
3. Money we owe
4. Medical insurance for elderly and some disabled Americans (tax deduction)
5. A small income and other services to elderly, disabled Americans, and orphaned minors (tax deduction)
8. Giving up something when you choose one option over the other
9. A type of loan given to borrowers based on their financial resources or ability to repay the loan
11. The total amount of income from wages before payroll deductions
13. A financial institution owned by its "members" who, most often, have to meet certain qualifications in order to be a member
17. The attempt to associate a product with distinctive wording, design, or image in order to set itself apart from other products
19. An expense that fluctuates in amount
20. An amount of money, or something of value, that is loaned on trust and with the expectation that it will be repaid at a later date