Personal Finance

1. An expense that fluctuates in amount
3. A level of money management hoping to get to the end of the month; "paycheck to paycheck" stage
6. A type of loan usually needed when borrowing large amounts of money
7. Anything we own
12. A record of your personal financial transactions
13. The promotion of a particular product or company by means of advertising and distinctive design
14. The attempt to associate a product with distinctive wording, design, or image in order to set itself apart fro other products
16. A common marketing tactic that places products in calculated areas to spur impulse purchases
18. A small income and other services to elderly, disabled Americans, and orphaned minors (tax deduction)
19. Your income after payroll deductions
20. All the financial decisions an individual or family must make in order to earn, budget, save and spend money over time
22. Medical insurance for elderly and some disabled Americans (tax deduction)
23. An amount of money, or something of value, that is loaned on trust and with the expectation that it will be repaid at a later date

2. Money we owe
4. An asset that is movable
5. The total amount of income from wages before payroll deductions
8. A level of money management where your finances now generate your income
9. A financial institution owned by its "members" who, most often, have to meet certain qualifications in order to be a member
10. Giving up something when you choose one option over the other
11. A retirement account
15. A type of loan given to borrowers based on their financial resources or ability to repay the loan
17. A basic understanding of money management
21. An expense that costs the same amount every time you pay