Personal Finance

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Across
  1. 1. Money added to the checking account, or added to the balance on the check register.
  2. 5. Helps you keep track of deposits, withdrawals, and transfers to and from your checking account.
  3. 11. A bank account you take money out of by writing checks or using a debit card.
  4. 13. Lenders use this number, which is calculated using all the information in your credit report, to decide whether to give you a loan or a credit card and determine the interest rate you have to pay for a loan or credit card.good credit history = higher score.Late payments, high credit card balances, or owing a lot of money= low credit score.
  5. 14. Compiled by agencies to help lenders decide whether or not to loan money to consumers. Includes a person's credit history as well as personal information like their Social Security number and address, employment background, and income.
  6. 15. Someone who wants to take out a loan.
Down
  1. 2. A specific amount of money to help pay for education that is awarded to students based on achievement that does not need to be repaid.
  2. 3. A bank/institution that gives out loans.
  3. 4. Part time employment available to eligible students that provides money to help them finance the costs of college education.
  4. 6. Money taken out of the checking account, or subtracted from the balance on the check register.
  5. 7. A plastic card used to purchase goods or services. You receive a monthly bill, and you will pay interest on any balance you carry.
  6. 8. Information including credit card payments and outstanding balances.
  7. 9. A plastic card used to purchase goods or services. The money is deducted immediately from your account.
  8. 10. The amount of money that is actually in your checking account.
  9. 12. Money awarded to students based on financial need that does not need to be repaid.