Personal Finance

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Across
  1. 4. Money added to the checking account, or added to the balance on the check register.
  2. 6. Additional money a bank may charge for getting cash or making deposits at their ATM if you do not belong to their bank.
  3. 8. Lenders use this number, which is calculated using all the information in your credit report, to decide whether to give you a loan or a credit card and determine the interest rate you have to pay for a loan or credit card.
  4. 10. A specific amount of money to help pay for education that is awarded to students based on achievement that does not need to be repaid.
  5. 12. A bank/institution that gives out loans.
  6. 15. balance The amount you still OWE on a bill, loan, or credit card.
  7. 17. Information such as Social Security number, current address, and bank accounts.
  8. 18. Training program for a specific career or trade (also called technical school).
  9. 19. The amount charged by a financial institution for the services they provide in managing the account.
  10. 20. A bank account you take money out of by writing checks or using a debit card.
  11. 21. Someone who wants to take out a loan.
  12. 24. amount a person can expect to make in their lifetime in a specific career.
  13. 28. Information including credit card payments and outstanding balances.
  14. 29. fee charged by a financial institution when you take out more money than is in your account.
Down
  1. 1. Anything that is purchased with the hope that it will be more valuable or worth more money at a future date.
  2. 2. payments, high credit card balances, or owing a lot of money= low credit score.
  3. 3. Money taken out of the checking account, or subtracted from the balance on the check register.
  4. 5. A unique user code used to access accounts and make transactions.
  5. 7. Information such as job history and income.
  6. 9. Compiled by agencies to help lenders decide whether or not to loan money to consumers. Includes a person's credit history as well as personal information like their Social Security number and address, employment background, and income.
  7. 11. Any withdrawal, deposit, or transfer made with your account.
  8. 13. fee
  9. 14. The amount a job pays in a year.
  10. 16. A fixed payment, usually paid on a schedule, that does not vary depending on how little or how much you work.
  11. 22. Amount paid based on a certain time period. You can earn a certain amount per hour, per day, or per week.
  12. 23. The amount of money that is actually in your checking account.
  13. 24. Money borrowed from a financial institution .
  14. 25. If you use your Bank of America card at a Chase Bank ATM.
  15. 26. A plastic card used to purchase goods or services. The money is deducted immediately from your account.
  16. 27. credit history = higher score.