Personal Finance

1. Someone who wants to take out a loan.
4. account A bank account you take money out of by writing checks or using a debit card.
5. A specific amount of money to help pay for education that is awarded to students based on achievement that does not need to be repaid.
9. Any withdrawal, deposit, or transfer made with your account.
13. training Training program for a specific career or trade (also called technical school).
14. programs Part-time employment available to eligible students that provides money to help them finance the costs of college education.
15. income The amount a person can expect to make in their lifetime in a specific career.
18. salary The amount a job pay in a year.
20. information INformation such as social seurity number, current address, and bank accounts.
22. score Good credit history = higher score.
24. payments, high credit card balances, or owing a lot of money= low credit score.
26. A bank/institution that gives out loans.
27. fee Additional money a bank may charge for getting cash or making deposits at their ATM if you do not belong to their bank.

2. fee A fee charged by a financial institution when you take out more money than is in your account.
3. register Helps you keep track of deposits, withdrawals, and transfers to and from your checking account.
6. balance The amount ou still OWE on a bill, loan, or credit card.
7. a unique user code used to access accounts and make transactions.
8. Anything that is purchased with the hope that it will be more valuable or worth more money at a future date.
10. such as job history and income.
11. Money taken out of the checking account, or subtracted from the balance on the check register.
12. Money borrowed from a finacial institution.
16. Amount paid based on a certain time period. You can earn a certain amount per hour, per day, or per week.
17. Money added to the checking account, or added to the balance on the check register
19. Money awarded to students based on financial need that does not need to be repaid.
21. fee The amount charged by a financial institution for the services they provide in managing the account.
23. A fixed payment, usually paid on a schedule, that does not vary depending on how little or how much you work.
25. card The money is deducted immediately from your account.