Capstone Class - Personal Finance Crossword

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Across
  1. 4. The policy of raising or lowering of the money supply to achieve some goal.
  2. 5. A branch of the United States Treasury Department that carries out the federal tax system.
  3. 7. Regular payments paid to an insurance company in return for coverage.
  4. 9. High-interest rate mortgage loans made to people with poor credit scores.
  5. 11. The amount of money that a policyholder must pay before an insurance policy will begin to cover a claim.
  6. 12. The most common type of federal education loan; it is available in two forms: subsidized and unsubsidized.
  7. 14. Major federal insurer that provides deposit insurance on the first $250,000 in a bank.
  8. 15. Bond issued by state and local governments to finance large public projects such as water and sewer systems.
  9. 18. Pretexting that occurs online.
  10. 19. An extremely low-interest rate for a short period of time that is used to entice a borrower into a deal.
  11. 21. Assets that have been pledged against a loan repayment.
  12. 22. The first sale of stock issued by a company to raise money for business operations.
  13. 23. A written order from an individual to a bank that instructs the bank to pay money to another party.
  14. 24. Funded by payroll taxes. Provides health care coverage to older Americans and some younger disabled people.
Down
  1. 1. A person who receives payment from a life insurance provider when the policyholder dies.
  2. 2. Occurs when someone improperly accesses an individual’s personal information by posing as someone seeking data.
  3. 3. Legal mechanism that helps to reduce tax liability when assets are transferred from one person to another.
  4. 6. A government agency that regulates and monitors the stock market.
  5. 7. Tax withheld from paychecks and sent to the government by employers.
  6. 8. The date at which a loan will be completely repaid.
  7. 10. A fractional share of ownership in a company.
  8. 13. Type of financial product that guarantees annual payments to the owner for a fixed time or for a lifetime.
  9. 14. The money currently used in the United States.
  10. 16. An individual’s investments.
  11. 17. Identity theft technique that uses e-mail viruses to redirect someone from a legitimate Web site to an official-looking Web site designed to obtain personal information.
  12. 20. A firm that provides access to the stock markets.