Personal Finance Banking, Credit, Interest

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Across
  1. 3. money that pays a rate of return
  2. 5. the likelihood a borrower will default on a loan
  3. 7. this is the LARGEST percentage of your credit score
  4. 8. a composite number that indicates creditworthiness
  5. 9. most common financial institution that loans money
  6. 12. type of credit card to get when first building credit
  7. 15. interest on the principal only
  8. 18. two things you can do with money after taxes are paid
  9. 19. person who leaves money at the bank
  10. 21. person who takes out a loan
  11. 22. interest rate that doesn't change over the life of the loan
  12. 23. the chance of losing money
Down
  1. 1. this lender requires you pay them with your next paycheck
  2. 2. this is a benefit of having and using credit
  3. 4. this lender requires a car title as collateral
  4. 6. the price tag of borrowed money
  5. 10. interest on the principal plus the accrued interest
  6. 11. the ability to borrow money
  7. 13. must be a member to borrow from here; may have lower rates
  8. 14. this is the BANK'S money
  9. 16. this is YOUR money
  10. 17. interest rate that does change over the life of the loan
  11. 20. percentage that represents the yearly cost of borrowing money
  12. 22. Federal Insurance program for banks