Personal Finance Crossword

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Across
  1. 4. used to buy goods or services or to get cash from an ATM
  2. 5. a form to determine eligibility for student financial aid
  3. 8. Money borrowed
  4. 12. a form that employers must send to an employee and the IRS every year
  5. 15. the interest rate for a whole year
  6. 16. Sum of all wages before deductions
  7. 19. the interest rate doesn't fluctuate during the fixed rate period of the loan
  8. 20. you meet at least some of their requirements to be approved for a loan
  9. 23. criminal way to deceive others in getting financial gain
  10. 26. the price you pay to borrow money or the return earned on an investment
  11. 27. not aided or promoted with public money
  12. 29. a fixed price charged for a specific service
  13. 31. a payment that is paid upfront for purchasing a high-priced item
  14. 32. an employer-sponsored, defined-contribution, personal pension account
Down
  1. 1. used to purchase goods or services or withdraw cash on credit
  2. 2. something owed
  3. 3. amount earned after all deductions are subtracted from gross pay
  4. 6. awarded based on academic merit, financial need, etc
  5. 7. the issuer owes the holder a debt, and is obliged
  6. 9. an interest rate that may be changed
  7. 10. Below what is used or needed
  8. 11. Calculation plan
  9. 13. agreement between you and a lender that allows you to borrow money
  10. 14. spend money with the expectation of achieving a profit by putting it into financial plans or other things
  11. 17. aided and promoted with public money
  12. 18. a representation of an persons creditworthiness
  13. 21. the total income an investor gets from his/her investment every year
  14. 22. the period of time after payment is due
  15. 24. Above what is used or needed
  16. 25. an opinion of value for real property
  17. 28. putting money aside
  18. 30. easy access to your money for your daily transactional needs