Personal Finance Crossword

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Across
  1. 4. the amount by which the value of a person’s assets exceeds or falls behind the value of their liabilities
  2. 5. a financial institution licensed to receive deposits and provide financial services
  3. 6. financial debts or obligations
  4. 7. the percentage of principal charged by the lender for the use of its money
  5. 9. the dollar value of a person’s liabilities is larger than the value of their assets
  6. 10. independent federal agency that insures deposits in bank accounts up to $250,000
  7. 11. a person or organization that uses a product or service
  8. 12. what a person earns after payroll taxes and other deductions are taken out; often referred to as take-home pay
  9. 13. Finance all the financial decisions an individual or family must make in order to earn, budget, save, spend, and give money over time
  10. 15. also known as internet banking; all transactions done online; no physical location
  11. 17. independent federal agency that insures deposits in credit unions up to $250,000
  12. 18. to Paycheck an expression used to describe a person or household whose monthly income is devoted to expenses and has little to no savings
  13. 19. money owed to another person or company
Down
  1. 1. the amount of interest charged on a debt but not yet collected; interest accumulates from the date a loan is issued
  2. 2. the dollar value of a person’s assets is greater than the dollar value of their liabilities
  3. 3. people who don‘t have bank accounts
  4. 8. the cost of goods or services; money paid out
  5. 10. a plan of action that allows a person to meet not only their immediate needs but also their long-term goals
  6. 14. anything that is owned by an individual, including money in the bank or investments
  7. 16. people who have savings or checking accounts but still use alternative financial products and services