Personal Finance Crossword

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Across
  1. 5. 10-25 days after the billing date you pay your bills if you qualify with no interest added
  2. 6. Credit bureaus that gather information from businesses, they have to pay a special fee in order for access
  3. 8. Major of the creditworthiness based on the analysis of your credit and financial history
  4. 9. A legal business that makes high interest loans based on the value of personal possessions pledged to collateral
  5. 10. Person or company hired by a creditor to collect the overdue balance in the account
  6. 12. Business that gathers, stores, and sells credit information to other businesses
  7. 13. Borrowing someone else's money
  8. 14. Property pledged to assure repayment of a loan
  9. 16. Buying something without thinking about it
  10. 20. Service available to charge customers where purchases are not billed to the customer until much later than normal
  11. 21. Treating people differently based on prejudice rather than individual merit
  12. 22. State law that sets a maximum interest rate that may be charged for consumer loans
  13. 25. Legal scam that uses online pop-up messages or emails to deceive you into disclosing personal information
  14. 26. Value of property you possess (bank accounts, invetments, real estate)
  15. 27. Complete record of your borrowing and repayment performance
  16. 28. Responsible attitude toward honoring obligations, often judged on a person's credit history
  17. 29. Customer pays bills on the due date or within the 10 day grace period
Down
  1. 1. Person who borrows money from others
  2. 2. A sudden need of cash, preestablished amount can be borrowed on demand with no collateral
  3. 3. Written statement of a customer's credit history
  4. 4. Person or business that loans money to others
  5. 7. Involves providing a service for which you pay later
  6. 11. Checking several places to be sure you are getting the best price for equal quality
  7. 15. Unlicensed who charge illegally high interest rates
  8. 17. Legal process that allows part of you paycheck to be withheld for payment of debt
  9. 18. Total dollar amount of all of interest and fees you payoff the result of credit
  10. 19. Customer pays bills before the due dates
  11. 23. A number that shows the likelihood that you will repay that debt as agreed
  12. 24. Potential creditors will grant you money if they determine you at a good risk
  13. 28. Someone who promises to pay if the borrower fails to pay