Personal Finance (Izzy and Valerie)

3. A fixed amount of money paid on a regular basis to a permanent employee of an organisation.
4. Able to borrow money from the bank to pay for expensive goods like a car or house.
11. A reason against borrowing money is losing _____ of your finances and over committing yourself.
13. Expenses that are the same amount every time.
14. Decide how much money you need to _______ before taking out a loan.
17. The main financial institutions that lend money include credit unions, finance companies, building societies, private money lenders and _________.
18. Your ____ _____ is what you earn each week after tax.
19. Something is deposited as a guarantee to fulfill the payment of the loan.
20. Money recieved by workers, usually on a weekly basis, for services they provide to an employer.

1. Someone who guarantees to pay back the money if the borrower does not.
2. Changes after time.
5. C____ is an advantage for using a credit card as you won't have to carry large amounts of cash.
6. Musicians, artists and writers earn their income from ____.
7. Putting money into something in order to make a profit.
8. A commitment to regularly put aside some money for future use.
9. Your application for a loan will often either be approved or rejected according to your ____ ______.
10. Buying something without giving much thought as to whether you really need it.
12. Interest is usually expressed as a _______.
15. By purchasing a property as an investment, people can earn ____ once tenants are found.
16. A payment made for the use of money that has been borrowed.
19. There are two things you can do with money, ______ it, or save it.