Personal Finance Part 2

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Across
  1. 2. Security a social insurance system that provides benefits to most Americans who are retired, sick, or too disabled to work, and to families of workers who have died
  2. 3. of credit the factors that determine a credit score: character; capacity to repay; and capital, or what a person owns
  3. 6. cost the next best alternative given up when making a financial choice
  4. 8. account an interest-bearing account where people put money for future use
  5. 10. fund a collection of stocks or bonds of various corporations
  6. 11. the possibility of financial loss or physical harm
  7. 13. cost a business cost that increases or decreases, such as labor
  8. 15. to commit money to gain a profit or earn interest
  9. 17. goals plans that can be accomplished within three months to a year
  10. 18. banking an electronic way to view account activity and pay bills via the Internet and an institution's website
  11. 19. monthly income amount of monthly income remaining after all deductions have been taken (sometimes referred to as take-home pay)
  12. 21. income the income level in the middle of all those for that category
  13. 22. annual income income amount remaining after a year's worth of deductions have been taken
  14. 23. expenses expenses that vary from month to month, such as entertainment, car repairs, or doctor bills
  15. 25. an online payment service that allows consumers to transfer money electronically
  16. 28. research gathering consumer preferences for products and services
  17. 29. the amount paid for an insurance policy
Down
  1. 1. the economic condition of limited resources that prevents people from having everything they want
  2. 4. payment due the smallest amount that can be paid to meet loan requirements
  3. 5. required payments to a government.
  4. 7. the amount of money originally invested
  5. 9. the ideals that are important to you and your career choice
  6. 12. policy a contract that outlines coverage plans and protects a person against financial loss or damage
  7. 14. a share of a corporation sold to the public
  8. 15. a fee received or paid for the use of money
  9. 16. goals plans that take a year or more to accomplish
  10. 20. Yourself First to automatically save a specified amount from a paycheck for future use
  11. 21. a social insurance program that extends health coverage to almost all Americans age 65 and over
  12. 22. goods or services that people cannot survive without, such as water, food, shelter, and clothing
  13. 24. a fixed amount paid to an employee each month, usually supplemented with paid vacations and other benefits
  14. 26. balance amount still owed from purchases prior to the current 30-day charge cycle
  15. 27. interest interest that is paid only on the original principal
  16. 30. banking a wireless service that allows financial transactions by using an app or Web browser from a mobile device