Personal Finance Puzzle 1

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Across
  1. 3. A plan for how you will divide your income between spending and saving
  2. 5. Using money to try to make more money over time
  3. 6. Shares of ownership in a company
  4. 8. Loans you give to a company or government in exchange for interest
  5. 11. Money saved to cover unexpected expenses
  6. 14. Spreading your money across different investments to reduce risk
  7. 17. The cost of borrowing money or the money you earn on savings
  8. 18. When someone steals your personal information to commit fraud
  9. 19. A retirement savings plan offered by an employer
  10. 20. Money you spend on goods, services, or bills
  11. 21. Money set aside for future use
  12. 22. The original amount of money borrowed or invested
  13. 25. Money you borrow that must be repaid with interest
  14. 26. Money you earn or receive
  15. 27. Costs/expenses that change from month to month
  16. 30. Interest earned on both your original money and the interest already added
  17. 31. The rise in prices over time that reduces buying power
Down
  1. 1. The period of life when you stop working and rely on savings
  2. 2. A number that shows how trustworthy you are as a borrower
  3. 4. A collection of stocks and bonds managed as a group
  4. 7. A record of your credit history and borrowing behavior
  5. 9. The amount you pay regularly for insurance
  6. 10. The amount you pay out of pocket before insurance starts covering costs
  7. 12. A personal retirement savings account with tax advantages
  8. 13. Costs/expenses that stay the same each month
  9. 15. Money you owe to others
  10. 16. A bank account used for daily spending and payments
  11. 23. Protection you buy to reduce financial risk
  12. 24. A bank account used to store money and earn interest
  13. 28. What you own minus what you owe
  14. 29. A long-term loan used to buy a home