Personal Finance Review

2. Any education that takes place after high school.
8. A promise by a vendor or manufacturer to repair or replace a faulty product.
12. Money that is borrowed and creates a debt.
14. The percentage of the principal charged as interest by the lender.
17. Something owned by the borrower that is forfeited to the lender if they fail to repay the loan.
18. A summary of your skills and experience, usually used when searching for employment.
20. A written plan for spending and saving money.
22. The additional cost a lender charges for borrowing their money.
23. Anything of value that an individual owns.

1. The act of fraudulently gaining someone else's personal information, usually for financial gain.
3. A number used to determine how likely a borrower is to pay back a debt.
4. An agreement in which one party borrows money from another and is expected to pay it back, along with a convenience fee.
5. The difference between the price originally paid for an appreciating asset and its current value.
6. The responsibility to pay for something.
7. The process of communicating the value of a good or service to customers.
9. The Free Application for Federal Student Aid.
10. Financial aid that is awarded based on achievement.
11. A person who uses a product or service.
13. Financial aid that is usually based on financial need.
15. The original amount of money that is borrowed with a loan and must be paid back in full.
16. Money that is owed to another person or company.
19. Any money that an individual receives, whether as a gift or as payment.
21. A savings account used to cover unexpected emergency costs.