Personal Finance Review

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Across
  1. 1. Ms. Osthus earns $40,000 a year. This is an example of ___ pay.
  2. 3. When should everyone start saving?
  3. 4. Mr. Harris received $100 for his birthday, but it took him 5 days to decided what to do with his money. What money personality is he?
  4. 5. A tool to help fulfill your needs, wants & savings.
  5. 8. 30 percent of your budget should go to this category, generally speaking.
  6. 9. Ya or No: It's ok to be a miser, someone who likes to save every penny & strongly dislikes spending
  7. 10. A money personality that means you like to spend money.
  8. 12. A common reason for deductions from your earnings/paycheck.
  9. 14. Tru or Fal: Every person has the same needs & wants.
  10. 15. A money personality that means you like to save money.
Down
  1. 2. 20 percent of your budget should go to this category, generally speaking.
  2. 3. Something that is essential to life, survival. An example would be buying groceries for the week.
  3. 4. Tru or Fal: friends can influence how we spend our money.
  4. 6. Mrs. Stark used some of her tax return money to donate to a local food bank. What money personality is Mrs. Stark?
  5. 7. Yes or Nah: Mr. K bought a pair of Jordan's, even though his parents bought him a new pair 3 months ago. Is this a want?
  6. 9. Yeah or Nope? Mrs. Giambattista makes $10 an hour, worked 40 hours last week & thinks she'll get $400 (10x40).
  7. 11. What you actually get is called your ___ pay.
  8. 13. Needs, Wants, Savings or All: putting money into your savings helps with ___.
  9. 14. The percent of your budget that should go to needs, generally speaking.