Personal Finance Terms

1234567891011121314151617181920
Across
  1. 3. The amount of money you have in your bank account
  2. 5. A fee charged to your account when it lacks the funds to cover a withdrawal, but the bank allows the transaction to go through anyway
  3. 7. A consumer banking technology that allows you to schedule and make payments over the internet
  4. 9. A sum of money deducted FROM your account
  5. 13. A fee paid to you for keeping your money in an account OR a fee charged to you for a loan or credit card
  6. 14. A form you fill out to credit money to your account when you make a deposit
  7. 16. Reinvesting earned interest back into the principal to allow money to grow exponentially over time
  8. 17. Money set aside for unanticipated expenses or loss of income
  9. 18. An automatic electronic deposit of net pay to an employee's designated bank account
  10. 20. Money you put into your account
Down
  1. 1. An account in which you can save pre-tax dollars to pay for out-of-pocket health care expenses
  2. 2. A certificate that allows the stated payee to receive cash on-demand, usually issued by governments and banking institutions
  3. 4. A sum of money deposited INTO an accountDigitalWallet An application that runs on mobile devices. It securely stores your payment information and passwords and allows you to pay for items without needing your physical cards.
  4. 6. A card that is directly connected to your checking account; it enables you to conduct ATM transactions and to make purchases instead of using cash or writing a check
  5. 8. Automatic Teller Machine. Allows a person to manage a bank account holder's funds through actions such as withdrawing or depositing money, viewing account balances, etc.
  6. 10. Protection provided by the Federal Deposit Insurance Corporation; protects the deposits of customers against loss up to $250,000 per account
  7. 11. A card that allows the holder to make purchases without cash by borrowing money
  8. 12. The rate at which the price of goods increases and consumer purchasing power decreases over time
  9. 15. A written, dated, and signed order to the bank that tells it to pay a definite sum of money to a payee
  10. 19. To sign the back of a check made out to you so it can be cashed or deposited