Personal Finance Vocab

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Across
  1. 1. To sign the back of a check made out to you so it can be cashed or deposited
  2. 3. A fee paid to you for keeping your money in an account OR a fee charged to you for a loan or credit card
  3. 5. A sum of money deposited INTO an account
  4. 8. A card that allows the holder to make purchases without cash by borrowing money
  5. 9. A form you fill out to credit money to your account when you make a deposit
  6. 10. The person to whom the check is made payable
  7. 11. A fee charged to your account when it lacks the funds to cover a withdrawal, but the bank allows the transaction to go through anyway
  8. 12. A business that cashes checks and gives the customer cash in exchange for a fee for the service
  9. 15. A record that allows you to keep track of checks you have written, ATM/debit card transactions, as well as deposits and withdrawals
  10. 16. A certain amount of money that must be kept in an account as required by that particular financial institution
  11. 18. A monthly document prepared by your financial institution which shows all of the transactions related to your account
  12. 20. A written, dated, and signed order to the bank that tells it to pay a definite sum of money to a payee
Down
  1. 2. A loan banks offer to their customers when they try to withdraw more funds than they have in their account, usually for a fee and with interest
  2. 4. A card that is directly connected to your checking account; it enables you to conduct ATM transactions and to make purchases instead of using cash or writing a check
  3. 6. An automatic electronic deposit of net pay to an employee's designated bank account
  4. 7. Protection provided by the Federal Deposit Insurance Corporation; protects the deposits of customers against loss up to $250,000 per account
  5. 13. A handy portfolio that holds your check register, checks, deposit slips, receipts, and other records of ATM/debit card transactions
  6. 14. A sum of money deducted FROM your account
  7. 17. The amount of money you have in your bank account
  8. 19. Automatic Teller Machine. Allows a person to manage a bank account holder's funds through actions such as withdrawing or depositing money, viewing account balances, etc.