Personal Finance - Vocabulary Review

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Across
  1. 2. The total amount of money currently in an account.
  2. 4. A plan for spending money that lists income and expenses over a set time.
  3. 10. When your bank account has a negative balance.
  4. 12. The money you spend to pay for things like items or services.
  5. 17. The ability to buy things now with the promise to pay for them later.
  6. 19. Money the bank pays you for the privilege of using your funds.
  7. 20. Money that you take out of your account.
  8. 21. The smallest amount you can pay to keep your account in good standing.
Down
  1. 1. A written order telling the bank to pay a specific amount of money to a person or company.
  2. 3. A bank account used for making payments using deposited funds.
  3. 5. Your total earnings before taxes or other deductions are taken out.
  4. 6. A card that lets you pay for things or get cash by taking money directly from your bank account.
  5. 7. The amount of benefit or use you receive from an item.
  6. 8. Things you would like to have but are not essential for living.
  7. 9. Money that you put into a bank account.
  8. 11. The basic items you must have to survive.
  9. 13. The "take-home" pay you have left after all taxes and deductions.
  10. 14. The act of setting money aside for future use instead of spending it now.
  11. 15. A penalty you must pay if you do not make your minimum payment on time.
  12. 16. A machine used to do basic banking without needing a human teller.
  13. 18. The lowest amount of money you must keep in an account to avoid fees or earn interest.