Personal Finance (WO, RVB)

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Across
  1. 8. Buyer beware
  2. 9. A payment made for the used of money that has been borrowed
  3. 11. A legally binding agreement
  4. 14. A proposal
  5. 15. Money received by workers
  6. 16. The amount a person has left after income tax is deducted
  7. 17. A plastic card used as a form of payment
  8. 18. The percentage of a sale given to the salesperson
  9. 19. An acceptable quality that that matches the price
Down
  1. 1. When the offer is accepted
  2. 2. Money received on a regular basis
  3. 3. Money paid to others for their services
  4. 4. Buying something without giving much thought as to whether you really need it
  5. 5. Sum payable as profit for shares
  6. 6. When a business, or person, is unable to pay his or her debts
  7. 7. Someone who guarantees to pay back the money if the borrower does not
  8. 10. Expenses that are the same amount every time
  9. 12. The giving up of something valuable
  10. 13. Musicians, artists and writers earn their income from this