Personal Finance

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Across
  1. 3. money received by workers, usually on a weekly basis, for services they provide to an employer.
  2. 4. a person who owes money
  3. 8. obtaining money, goods or services at present in exchange for the promise of future payment ‘buy now, pay later.
  4. 10. researching and planning purchases in advance and making wise choices in light of opportunity costs and trade-offs that apply
  5. 12. money received on a regular basis from work, property, business, investment or welfare payments
  6. 13. a payment made for the use of money that has been borrowed
  7. 16. education levels, employability skills, prior job performance, economic conditions, workplace trends and opportunities.
  8. 19. stocks and shares held by an individual
  9. 21. economic system that cannot produce all goods and service that consumers want, and most consumers, do not have the resources to purchase everything they wants.Choices must be made about how limited resources (time, money) are used.
  10. 22. a loan for goods or a property
  11. 23. what remains after all business expenses are deducted from sale revenue
  12. 24. sum payable as profit for shares
Down
  1. 1. something that you pay regularly, e.g. monthly, fortnightly, etc. at a constant rate. An example of this is a mortgage or rent. A variable expense is at expenditure that constantly changes.
  2. 2. money coming in and going out of a business
  3. 5. the percentage of a sales price received by a salesperson for her or his services
  4. 6. a pooled investment account that you set aside a portion of their pretax wages for retirement savings or other long-term goals (i.e. paying for school tuition, purchasing a home).
  5. 7. the amount of money to be paid to receive insurance cover
  6. 9. money payed to others for their services
  7. 11. A payment made by the government to help someone in need, also known as social welfare payment
  8. 14. when a person is judged by a court to be insolvent
  9. 15. Type of career/ job, place of employment
  10. 17. regular payment made by a tenant to owner for the use of owner's building or land
  11. 18. a fixed amount of money paid on a regular basis (usually fortnightly or monthly) to a permanent employee of an organisation
  12. 20. a sum paid to authors , musicians, so on, as a percentage of the proceed from their work